Does Your Retirement Plan Include Long-Term Care Insurance?
No one likes to think about needing long-term care. Yet the reality is that many people will, at some point in their life.
Ethan Huizenga
January 10, 2020
Steps to Take as a Parent’s Condition Worsens
My father only designated my mom as an agent on power of attorney forms, and they have not been updated in many years. Where do you think we should go from here?
Ethan Huizenga
January 9, 2020
Why A Health Care Power of Attorney Makes Sense
If someone has lost capacity to execute legal documents and has no power of attorney in place or has a power of attorney that is no longer usable (for example, if the named agents are deceased), a guardianship proceeding may be the only recourse.
Ethan Huizenga
January 7, 2020
The Great Medicaid Planning Hoax
According to www.longtermcare.gov, 28% of people aren’t planning for future nursing home care because long-term care costs are so high, and 45% of people simply don’t know how to plan. My own experience with both advisors and clients reflects this. As a long-term care planning attorney, this is concerning to me: there are many, many options for planning for future long-term care needs, but people don’t know they exist! This is a significant problem, but there’s a solution available if we know why the problem exists. [Read More]
Ethan Huizenga
January 4, 2020
In the News: Medicaid Researching Social Determinants of Health
It should come as no surprise that where we are born, grow, live, work, play, and age can have a dramatic impact on our health.
Ethan Huizenga
June 25, 2019
Your Goals. Your Care. Make it YOUR Plan
Every client is unique. You have different goals, different care needs, different family. You shouldn’t have the same long-term care plan as the next guy,
Ethan Huizenga
February 19, 2019
Watch Your Language: Gifting Power
QUOTE Effective long-term care planning can require gifting assets to a spouse or child. In Medicaid cases, assets must be transferred to the community spouse
Ethan Huizenga
February 12, 2019
In the News: Iowa’s Highest Court Rules Against Medicaid Applicant
Trusts can be a highly effective tool in nursing home planning. Certain types of trusts are effective even when a nursing home stay is imminent
Ethan Huizenga
January 29, 2019
Confused about Trusts? Let’s Talk About Buckets Instead
Across the board, legal documents can be confusing. Just think about the paperwork needed to take out a mortgage – the legalese is overwhelming. And
Ethan Huizenga
January 22, 2019
Watch Your Language: Beneficiary
The beneficiary is what it sounds like: the person who receives the benefit from a trust. [Read More]
Ethan Huizenga
September 11, 2018
